By Richard Campbell, Attorney at Ferguson, Rawls & Raines, P.C.

An important step you’ll take when buying your first home, is choosing the right lender for your mortgage. It may be that you are moving to a different, city, town, or even a completely new state.  It’s common for purchasers to call their national bank and ask for a pre-approval letter without ever meeting the local banker that is familiar with the area.  This is understandable considering many purchasers would like to use the same bank they use for personal banking, and it just makes sense to have all their accounts with one entity.

However, I would suggest you get a local lender who is familiar with the area of purchase and get to know the local loan officer who can discuss

Buying your first home is an exciting time and probably one of the biggest financial decisions you’ll make in your lifetime. Beyond finding a dependable real estate agent and an experienced real estate attorney, here are 3 tips to consider when searching for your dream home.

By Richard Campbell, Attorney at Ferguson, Rawls & Raines, P.C.

There is no shortage of tips available online for first time homebuyers, and many of these tips are written from the perspective of the realtor, lender and insurance companies.  Most common mistakes that occur during the purchase process are completely avoidable, yet they recur on a regular basis.  By hiring a real estate attorney to guide you through the process you are sure to get correct legal advice and nip problems in the bud before they can occur.