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FAQ's About Workers' Compensation Claims

 

Getting injured at work can be an unsettling and confusing experience. Not only are you dealing with the injury itself, but you may be worried about the loss of wages, job security and future disability. However, there are Workers’ Compensation laws in effect to help protect against just those things, and employers are required to have Worker’s Compensation Insurance.

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Topics: Business Law, Personal Injury

Injured Workers' Guide to Workers' Compensation Benefits: Part 2

As a general rule, Virginia employers with 2 or more employees must carry workers’ compensation insurance. This legal mandate extends to contractors and their subcontractors as well. All employees must be covered under the employer workers’ compensation plan. The Virginia Insurance Department ensures that all state employers have workers’ compensation insurance. Even when an employer is not covered, the injured worker is protected and receives lost wages or wage replacement income while he or she recovers from his or her on-the-job injuries. In the earlier post, we examined medical benefits, lost wages generally, and death benefits. In this following post we will examine temporary and permanent disability benefits – whether total or partial. 

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Topics: Business Law, Personal Injury

Injured Workers' Guide to Workers' Compensation Benefits: Part 1

Workers’ compensation insurance exists to help injured workers obtain medical treatment and receive compensation while they recover from a workplace injury. Prior to the implementation of workers’ compensation laws, injured workers would receive little assistance from their employer following a workplace accident and would have to sue their employer for negligence and related personal injury claims to receive reimbursement for lost wages and medical bills.

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Topics: Business Law, Personal Injury

Top 25 Causes of Car Accidents

You may think that speeding or drunk driving are the main causes of car accidents, but in reality the number one cause of an automobile accident today is distracted driving. Eating, texting, and talking on the phone are a few of actions that can cause a driver to take their attention off the road.

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Topics: Personal Injury

How-to Talk to Your Insurance Company After a Car Accident

Being involved in a car accident is certainly not the most pleasant experience. One of the first things you'll need to do, besides seeking medical attention if necessary, is to speak with your Insurance Company. Not something most people especially look forward to. What should you say? What should you not say? 

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Topics: Personal Injury

     

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